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About Chris Bedard

During my time in this industry, I've been very fortunate to work with many first-time and repeat buyers. The first-time home buyer closings tend to be my favorite. There is nothing like seeing the smile on a new homeowner’s face when they are done signing and receive their keys for the first time. I helped get them to that moment. I haven't taken it for granted for one second.

With that said, any closing is a closing that brings satisfaction to me, though.  I can’t pigeonhole it to just first-time home buyers!  I’ve been so fortunate to have multiple transactions with many clients throughout the years, that I can honestly say they all end up being amazing. 

I've worked with a wide range of programs since I started in this business back in 2003. Here are a few with program highlights:

Rural Housing - Great no money down product for single family homes.

FHA - 3.5% down payment program for owner occupied 1-4 family homes.

VA - Great program for our vets requiring NO money down.

Conforming- Great product to use for owner-occupied and investment homes.

Jumbo- This product is used for loan amounts greater than $726,200

Construction loans - We have an option to help you with as little as 5% down!!!

Portfolio loans – Does your loan not fit into the typical loan options through Fannie Mae and Freddie Mac?  We have portfolio options to help with your non-QM loan scenarios.

Fixed Second Mortgages – If you don’t want to touch your first mortgage rate, we have a second home loan to help with your ability to tap into your equity.

These are just some of the options that we offer.  If you don’t see something above, the chances are we have it!  If not, I would gladly refer you to someone that does. I think when you are making the decision on who to use for financing. I want you to know I take this process very seriously. I would like the opportunity to work with you!

I look forward to hearing from you soon.